Pushing for Payday - Payday Advance

Payday Advance

Sometimes no matter what you do - no matter how much budgeting, saving, preparing, predicting, sidestepping, or even winning the lotto - you will still be forced into a precarious situation where you simply need that payday advance. For that very reason the payday advance remains a verifiable - and legal - financial solution. Payday loans will not provide for your temporary financial problems, they'll provide for them quickly, easily, and relatively affordably ( if, and its a big if, you know how to use them).

The brilliant sunshine of the payday advance

At Pushing for Payday, we realize there are two sides to every coin, and there are definitely two sides - bad and good - in the payday advance argument. But you know the bad, you've read them and heard of them thousands of times on the Internet, radio, TV, newspapers, etc. So we'd like to show everyone the true, unbiased benefits of a payday advance, not because we're selling any, but because millions of people are taking them out for very good reasons:

a payday advance loan is fast. Lightning fast. Probably the fastest financial assistance you could possible ask for outside of credit card transactions. Online applications and electronic banking have only served to make the industry even faster, and now you can fill out a form in seconds, be approved in minutes, and have your cash wired directly into your bank accounts instantly via a wire transfer. If you are in a financial bind where yo need that money and waiting till payday will only hurt your cause, then a payday advance is your best opportunity.
payday advances are specific. Most applicants walk into a payday advance knowing exactly how much money they need and how much money they can afford. Payday advances - designed to be very short term - are also designed to be for very low amounts. Most lenders will not provide over $500, and in certain states the legal limit is even lower ( the California maximum for a payday loan is $255). So you can get the exact small amounts you need without ever borrowing more than you need.
The ease of a payday advance is attractive, and the non-invasive process attracts thousands who would otherwise be better off borrowing form a bank. Online forms have become extremely simplistic - no more credit checks, no more fax machines. people are putting in only the bare essentials and getting their much needed money with minimal stress. This relaxed lending does have its setbacks, as seen by the high numbers of people who simply do not understand what is required of them and who fall into the cycles of debt and destruction.
Finally, these advances - believe it or not - are relatively affordable compared to your other options. Consider the cash advance with your credit card. This service will cost you a minimum $40 right from the get go. Even if you take out $40, you will be charged an additional $40 for the withdraw. With payday advances you get your money in a similar timeframe but pay $15 - $25 per $100 borrowed - a much lower price. Everyone agrees the APR for payday advances is incredibly high, but those percentages are only applicable when the loan is held onto for a whole year.

Read directions before use

When used correctly and repaid by your next payday, a payday cash advance should only cost you about $20 per $100 borrowed. Thats 20%. Not 500%, not the 1800% some consumer agencies say, but 20%. Thats the cost of a payday advance when used correctly, and thats where hundreds of thousands of hard working people benefit from these loans. The problem is that millions of hard working people do not use these advances correctly! So who is to blame, the payday advances? or the people taking out payday advances without knowing their full effects.

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